Steps to follow to prepare for retirement
To prepare properly for retirement, it is important to start early and to make time to gather together the necessary documents in order for your pension application to be processed quickly. Contrary to popular belief, retirement is not automatically prepared at the age of 60. It is necessary to gather together certain documentation in order to create a retirement portfolio. Discover what to do to prepare comfortably for your retirement.
Estimate the cost of retirement
At any point in your career, you can see your personal career statement in the general scheme, regardless of the date you began work. This approach allows you to check if the information given is accurate (personal information, salary, business information ...). Anyone can contact the pension fund to ask for their personal statement every two years. This is a summary of the rights granted to the general scheme and the various pension schemes (mandatory or optional).
Maximize the amount of retirement
Students from the age of 20 can begin to increase the amount of their retirement pension by making voluntary payments, even if they are not included in the general scheme. It is advisable to use an online calculator to determine at what age you can retire and receive the full pension rate together with the amount of your pension at the time of your retirement and the different options available to you depending on your career development and personal resources. If you notice an error on your career statement, it is possible to request a correction from the age of 44. At 54, the employee can choose their date of retirement after estimating the amount of their pension taking into account all parameters or making an online calculation. The request for retirement must be filed four months before the chosen retirement date.
