Discover all our local life assurance offers. Our partners offer rates that have been negotiated and fit your profile. The main insurers for life and disability assurance are: AXA, Groupama, Swiss Life, MMA.How can I purchase a life assurance ?
A life and disability assurance protects you and your family after a serious accident or a death. It allows the insured to keep his property after a significant drop in salary due to an accident or permanent disability. The life and disability assurance also pays out for the costs related to partial or total loss of independence. The cost of life assurance is variable and takes into account the extent of the cover chosen (accident, illness, funeral costs), the amount covered, the beneficiary or beneficiaries, the assured person’s profile, etc.The advantages of life assurance
Life assurance offers a number of advantages: in the case of death, the insured will know that his loved ones won’t suffer financial problems, thanks to the lump sum which will be paid to them by the insurance company. They will be free to use this money, and able to organise a suitable funeral to honour the memory of the deceased and to mourn him or her properly.
The lump sum could also be used to pay off a loan or to complete an important transaction such as the purchase of a property.
The children might be enabled to finish their studies, and won’t inherit the deceased debts. In fact, the life assurance will help to mop up all those debts. So a life assurance contract helps to face up to a particularly difficult situation both on the emotional front and on the financial front.
Tuesday, 5 February 2013
Owning your own home or undertaking any major expansion of a building are large projects. It is necessary to have the available funds in order to achieve this goal. Home loans are ideal if you plan to buy or renovate a property or any building. This type of credit allows you to avoid waiting years to build up the funds on your own. Of course, for a long-term debt, such as a home loan, it is necessary to have personal capital, but it is always possible to obtain financing for the full costs associated with the acquisition. What are the particularities of a home loan? This is a form of loan granted by a specialized financial institution or a bank. A specific and often substantial amount is spread out over a long period to be repaid in monthly installments. If you wish to purchase one property and sell another property, you can opt for what is called a bridge loan. Th... Lire la suite
Tuesday, 5 February 2013
If you want a new car, consider the car loan, but above all else, know that there are several steps in order to find exceptional offers with the most advantages. How to find the best car loan? First, it is essential that you define, in advance, the type of vehicle, the make and the model that you wish to buy. Then, study your budget to see if you can afford a new car or a used car. Start by evaluating the budget you want to devote to your project. It is sufficient to know the maximum monthly payment that you can pay throughout the duration of the reimbursement period. Once you have verified that your borrowing capacity does not exceed 33% of your debt level, you can move onto the next step: performing an online auto loan simulation. The online simulation is the easiest, fastest and most effective way to discover the car loan offer the most adapted to your profile. ... Lire la suite
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