Loan insurance

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  • Save 15 000 € on your home loan insurance by obtaining comparisons with the home loan insurance offered by your bank.
  • Optimise your protection so that your mortgage insurance covers you under the best conditions.
  • Compare for free the offers of Cardiff, AIG, Generali, Premium Emprunteur, etc.
How can I reduce the cost of my home loan insurance ?

Get the best rates for your mortgage insurance with the Le Comparateur. Compare our partners’ equivalent offers in a few clicks. The leading home insurance companies are: April, Cardiff, Alico, Generali, etc.

Why insure your home loan ?

Taking out mortgage insurance is required for any real estate purchase. It guarantees the monthly instalments should the borrower default on payments. Home loan insurance protects you and your family in the event of insolvency with the banks and other financial bodies. The price of home loan insurance takes into account the type of accommodation insured (house, apartment etc), fittings, surface area, geographical area of the property, value of the property, number of occupants etc.

Can I apply for independent insurance ?

Obtaining a home loan is conditional upon the borrower taking out an insurance policy. Whatever one’s age, negotiating credit is always a delicate task during which the borrower often feels at a disadvantage when faced with a banker imposing their conditions. Even if borrower’s insurance is unavoidable for the loan to be granted, since January 2010 you have had a choice of insurance. The bank can no longer impose its own contract on you and you can also apply for independent insurance and research the competition in order to pay less. This is even more the case if you are a senior. Unfortunately, age does not act in one’s favour for benefitting from competitive rates. Independent insurance can enable you to obtain a better rate.

Insurance News All news

Tuesday, 5 February 2013

At what point should one opt for a home loan?

Owning your own home or undertaking any major expansion of a building are large projects. It is necessary to have the available funds in order to achieve this goal. Home loans are ideal if you plan to buy or renovate a property or any building. This type of credit allows you to avoid waiting years to build up the funds on your own. Of course, for a long-term debt, such as a home loan, it is necessary to have personal capital, but it is always possible to obtain financing for the full costs associated with the acquisition. What are the particularities of a home loan? This is a form of loan granted by a specialized financial institution or a bank. A specific and often substantial amount is spread out over a long period to be repaid in monthly installments. If you wish to purchase one property and sell another property, you can opt for what is called a bridge loan. Th... Lire la suite

Tuesday, 5 February 2013

Car Loans: Useful information for a satisfying contract

If you want a new car, consider the car loan, but above all else, know that there are several steps in order to find exceptional offers with the most advantages. How to find the best car loan? First, it is essential that you define, in advance, the type of vehicle, the make and the model that you wish to buy. Then, study your budget to see if you can afford a new car or a used car. Start by evaluating the budget you want to devote to your project. It is sufficient to know the maximum monthly payment that you can pay throughout the duration of the reimbursement period. Once you have verified that your borrowing capacity does not exceed 33% of your debt level, you can move onto the next step: performing an online auto loan simulation. The online simulation is the easiest, fastest and most effective way to discover the car loan offer the most adapted to your profile. ... Lire la suite

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