Long-term care insurance

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  • Planning for the future also means planning not to be dependent on your loved ones, either financially or materially.
  • You can choose your retirement home or to stay in your own home with the help of someone to attend to your daily care.
  • Choose the insurance contract that best suits your needs, and our partners, who comply with the strict charter of The Comparer, will contact you.
Dependence Insurance: accommodation adapted to elderly people

Nearly 80% of French people believe that old people should be able to remain in their homes despite being dependent. In fact, a study shows that such elderly people flourish better, are more independent and live longer when they remain in their own homes.

The elderly and Dependence Insurance: a suitable housing stock

However, the expenses arising from this coverage are very high. Bearing in mind that the retirement homes, the care homes and the medical residences are not enough to house all the elderly people who are dependent or need strict medical care, and that the phenomenon of an aging population will continue in the decades to come, the state authorities are looking for efficient solutions to help old people and to meet their needs.

A housing stock adapted to the dependent elderly

Adapted housing is not only aimed at old people who are already dependent: adapting the housing also serves to protect the elderly from a fall or an accident which may lead to them becoming dependent. At the moment there are around 2 million old people in need of suitable lodging which meets the latest standards. The government’s centre of strategic analysis has studied the question and wants to bring back a balance between the building of new housing and the existing stock, but also to improve the management of the help offered.

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Tuesday, 5 February 2013

At what point should one opt for a home loan?

Owning your own home or undertaking any major expansion of a building are large projects. It is necessary to have the available funds in order to achieve this goal. Home loans are ideal if you plan to buy or renovate a property or any building. This type of credit allows you to avoid waiting years to build up the funds on your own. Of course, for a long-term debt, such as a home loan, it is necessary to have personal capital, but it is always possible to obtain financing for the full costs associated with the acquisition. What are the particularities of a home loan? This is a form of loan granted by a specialized financial institution or a bank. A specific and often substantial amount is spread out over a long period to be repaid in monthly installments. If you wish to purchase one property and sell another property, you can opt for what is called a bridge loan. Th... Lire la suite

Tuesday, 5 February 2013

Car Loans: Useful information for a satisfying contract

If you want a new car, consider the car loan, but above all else, know that there are several steps in order to find exceptional offers with the most advantages. How to find the best car loan? First, it is essential that you define, in advance, the type of vehicle, the make and the model that you wish to buy. Then, study your budget to see if you can afford a new car or a used car. Start by evaluating the budget you want to devote to your project. It is sufficient to know the maximum monthly payment that you can pay throughout the duration of the reimbursement period. Once you have verified that your borrowing capacity does not exceed 33% of your debt level, you can move onto the next step: performing an online auto loan simulation. The online simulation is the easiest, fastest and most effective way to discover the car loan offer the most adapted to your profile. ... Lire la suite

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