12,000 household accidents are recorded every year and the majority of children requiring hospital treatment are victims of this kind of accident. PAI : Household accidents and physical injuryAlthough householders take every precaution necessary to secure their homes, the number of household accidents has not decreased
Despite the availabilty of advice, practical solutions designed to reduce accident and injury in the home and helpful leaflets and articles in magazines and on the internet, the implementation of such advice is much more complicated. A creased rug, a bare wire or an electric socket that children can access, detergents and other household products that can cause poisoning, a hotplate or a frying pan within reach of children…..There are so many scenarios that can lead to falls, serious burns, suffocation, electrocution or poisoning. In addition to taking precautions, it is very advisable to take out personal accident insurance cover to be sure of getting compensation in the event of household accident or physical injury. PAI : minimum cover availablePersonal accident insurance cover may be included in general household insurance or in health insurance.
If householders decide to take out basic personal accident insurance, they will receive compensation in the following circumstances:
Tuesday, 5 February 2013
Owning your own home or undertaking any major expansion of a building are large projects. It is necessary to have the available funds in order to achieve this goal. Home loans are ideal if you plan to buy or renovate a property or any building. This type of credit allows you to avoid waiting years to build up the funds on your own. Of course, for a long-term debt, such as a home loan, it is necessary to have personal capital, but it is always possible to obtain financing for the full costs associated with the acquisition. What are the particularities of a home loan? This is a form of loan granted by a specialized financial institution or a bank. A specific and often substantial amount is spread out over a long period to be repaid in monthly installments. If you wish to purchase one property and sell another property, you can opt for what is called a bridge loan. Th... Lire la suite
Tuesday, 5 February 2013
If you want a new car, consider the car loan, but above all else, know that there are several steps in order to find exceptional offers with the most advantages. How to find the best car loan? First, it is essential that you define, in advance, the type of vehicle, the make and the model that you wish to buy. Then, study your budget to see if you can afford a new car or a used car. Start by evaluating the budget you want to devote to your project. It is sufficient to know the maximum monthly payment that you can pay throughout the duration of the reimbursement period. Once you have verified that your borrowing capacity does not exceed 33% of your debt level, you can move onto the next step: performing an online auto loan simulation. The online simulation is the easiest, fastest and most effective way to discover the car loan offer the most adapted to your profile. ... Lire la suite
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